Quick secured loans – fast finance when time is of the essence
A quick secured loan is often a better solution than either a remortgage (taking out a mortgage with a completely different lender) or a further advance (adding more on to your current mortgage with your current lender).
By securing a loan quickly, you can avoid remortgaging your house at a higher rate if you’ve recently gained some bad credit, or if you have a good existing mortgage rate. It could also help you avoid any early repayment charges you may have on your existing mortgage.
Fast decisions on secured loans from Brilliant Loans
If life takes an unexpected turn and you need to find funding fast, a quick secured loan may well be an option you wish to consider.
For example, what would you do if…
- Your faithful family car suddenly broke down once and for all, and you needed a secured car loan?
- Your central heating boiler gave up the ghost in the middle of winter and to restore heating to your home you needed a secured loan quickly?
- A loved one abroad needed you to fly out and visit at short notice?
- You’d found the house of your dreams, the closing date is imminent and you knew that securing a loan might not be easy owing to your poor credit rating?
In all of these circumstances, you’d need a solution and you’d need it fast. That’s where Brilliant Loans can take the stress out of the situation, helping to find you a quick secured loan even if other secured lenders have turned you down.
Low-rate secured loans from Brilliant Loans
Tracking down low-rate secured loans is what our team do best. Our extensive network of potential lenders coupled with our experienced advisers’ strong negotiating skills enables us to offer low-cost loans which are tailored to suit your individual requirements. These are often cheaper to arrange, with no up-front fees payable.
At Brilliant Loans we pride ourselves on responding swiftly to your enquiries and on providing you with realistic financial solutions that can help you out of a tight spot.
When you take out a loan with us, we recommend that you consider Payment Protection Insurance too. We allow you to shop around as we don’t sell PPI, however, we can direct you to a reputable PPI provider.
Benefits of applying for a low-rate secured loan
If you're a homeowner applying for a quick low-rate secured loan, your chances of acceptance are greatly increased at Brilliant Loans. Our secured lending options feature many benefits, such as:
- Potential borrowing of £5,000 to £100,000
- Low APRs and flexible repayment terms over 5–30 years
- All individual circumstances are considered, including CCJs (County Court Judgements) and bad credit ratings
- Alternative means of income are recognised e.g. DSS, private pension, invalidity benefit, child benefit
- Joint income of up to four applicants can be considered
- Quick decisions and fast payouts – in general a secured loan takes less time from application to payout than a typical remortgage
For help with finding the low-rate secured loan you need, with repayment schedules varying from 5–30 years, enlist the help of Brilliant Loans now on 0800 980 2515 or email us.
For general information about secured loans, you can also consult our online loan guide.
