Secure borrowing with a secured home loan
A Brilliant Loans’ secured home loan or homeowner loan could help you purchase your dream property, consolidate your debts or get a project off the ground.
Our trained advisers have a wealth of experience. They'll make sure they’ve understood exactly what you need, with regard to both borrowing amount and repayment terms. Then they’ll track down the mortgage or homeowner loan that’s right for you by consulting our extensive network of secured finance lenders who have access to the cheapest secured loans available.
However, if you're looking for a mortgage or to remortgage your property, simply fill out the online enquiry form.
Brilliant Loans secured homeowner loans – take the hassle out of mortgage-hunting.
Make the most of your mortgage?
Shop around – If you are looking to move house, you could save thousands of pounds by shopping around for the best mortgage deal. However, searching high and low for the right secured homeowner loan can be extremely time-consuming, so why not let us be your personal shopper? Even if you are not moving house, you can still make big savings. Remortgaging with a new lender or re-negotiating with your existing lender could save you money, allow you to consolidate your debts or free up money to fund all-important home improvements, further education, a new car or even a much-deserved holiday.
- Early Repayment Charges – Watch out for products that carry early repayment charges – these are charges imposed by lenders if you redeem your mortgage within a specific number of years. Many products with low introductory rates carry ERCs and some even go beyond the initial offer period and carry an overhang. Brilliant Loans can help you through the maze of products to find the right one for your circumstances.
- Buy to Let – Lenders will often only lend up to 75% or 80% of the property value and you will need to show the likely rental income will cover up to 130% of your mortgage payments. Mortgages for ‘Buy to Let’ properties are not materially different to residential properties in that it is still important to make sure you look around for the best deal.
Switch your Mortgage with Brilliant Loans
- Employed or Self Employed
- Self Certification of income
- Adverse Credit
- Raise money for any purpose
- FAST Decisions
- Low Fixed Rates
All circumstances are considered and mortgage schemes are available depending on your individual circumstances
Brilliant Loans has developed close relations with an extensive range of fully qualified professional Mortgage Specialists all of whom are regulated by the Financial Services Authority. Complete the following enquiry form and we'll arrange for an advisr to contact you. You may be required to pay a broker fee. The fee will depend on your circumstances, an indication is 1% of the amount you borrow.
The overall cost for comparison is 7.2% APR. The actual rate available will depend upon your circumstances. Ask for an illustration. The APR is variable and based on a usual case.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Applying for an online secured loan is a sensible approach to personal finance. A secured home loan or homeowner loan can give you a higher borrowing potential than you might have with an unsecured personal loan.
